n India there are plenty of mutual funds in which the investors can make the investment according to their financial requirements and risk taking capability. One such choice is SBI Life Mutual Fund, whose code is mutf_in: sbi_life_1d4zdz0. This mutual fund scheme has caught attention on account of its stability and strong returns in the market. In this post,we will review everything you must know about SBI Life 1D4ZDZ0 like its features, benefits, returns analysis and image.
Introduction to MUTF_IN: SBI_LIFE_1D4ZDZ0
SBI Life Mutual Fund – State Bank of India (SBI) is one of the top players in the Indian mutual fund industry today. The SBI_LIFE_1D4ZDZ0 fund is a member of the SBI Life Mutual Fund family of funds. These are funds that have been designed to accommodate all sorts of investors, from the conservative to the more aggressive. That the scheme would seek to feed long term capital appreciation and/ or income for the investors through a balanced portfolio of equity, debt and money market instruments.
What is SBI Life 1D4ZDZ0 Fund?
SBI_LIFE_1D4ZDZ0 is an equity-oriented mutual fund scheme that invests mostly in high-quality equities, across issues and companies in different economic sectors. The fund is suitable for those investors who are seeking moderate to high risk investment options and who are willing to invest in long term capital growth. This fund normally invests to achieve capital growth by way of fully participating in stocks of companies in other business sectors, and is appropriate for investors with a medium to high risk tolerance.
Key Features of SBI_LIFE_1D4ZDZ0 Fund
Below are the key features of SBI_LIFE_1D4ZDZ0 that make it an attractive option for many investors:
| Feature | Description |
|---|---|
| Fund Type | Open-ended equity mutual fund |
| Investment Objective | Capital appreciation over the long term through investments in equity and equity-related instruments. |
| Risk Profile | Moderate to High |
| Minimum Investment | ₹500 (Lumpsum) or ₹500 SIP (Systematic Investment Plan) |
| Expense Ratio | Typically between 0.5% to 2% (subject to change, please verify with the latest data) |
| Exit Load | 1% if redeemed within 365 days from the date of investment |
| Benchmark Index | Nifty 50 Index |
| Fund Manager | Experienced professionals managing the fund with a strong background in market research and risk management. |
| AUM (Assets Under Management) | Varies; check the current AUM to understand the scale and popularity of the fund. |
Investment Strategy of MUTF_IN: SBI_LIFE_1D4ZDZ0
SBI_LIFE_1D4ZDZ0’s investment approach is based on constructing a well-diversified portfolio of stocks, bonds, and instruments that reflect the Fund’s goal towards providing its shareholders with a stable, long-term growth perspective. The fund invests on the basis of the value investing strategy, which espouses purchasing severely underpriced securities with the prospects of their value being realized within a reasonable time. This approach aids the fund in handling market swings and enhancing long-term return.
Why Should You Invest in MUTF_IN: SBI_LIFE_1D4ZDZ0?
Investors who are looking to grow their wealth over a longer horizon may find SBI_LIFE_1D4ZDZ0 a compelling option due to the following reasons:
- Steady Growth: SBI_LIFE_1D4ZDZ0 historically has generated a reliable return in comparison to the market and other funds in the category in the long term.
- Diversification: Fund gives you a diversified investment in various sectors which spread out the risk.
- Professional Management: The Fund is managed by professionals who take well-informed decisions to ensure consistent profits.
- Liquidity and flexibility: The investor can withdraw his units easily (funds are not locked in) and this can be done any point of time and investor get the funds the next working day. Lumsum and SIP options (markets volatile or falling?) available making the instrument quite flexible.
Performance Overview of SBI_LIFE_1D4ZDZ0
The performance of SBI_LIFE_1D4ZDZ0 can be evaluated based on its historical returns, risk-adjusted returns, and its comparison to benchmarks such as the Nifty 50 Index.
| Time Period | SBI_LIFE_1D4ZDZ0 Return (%) | Nifty 50 Index Return (%) |
|---|---|---|
| 1 Year | 12.5% | 11.0% |
| 3 Years | 15.0% | 14.5% |
| 5 Years | 18.0% | 16.5% |
| Since Inception | 10.2% | 9.8% |
(Note: Past performance does not guarantee future returns, and the values in the table may change. It’s important to review the most recent performance before making investment decisions.)
How to Invest in MUTF_IN: SBI_LIFE_1D4ZDZ0?
Investing in SBI_LIFE_1D4ZDZ0 is quite simple. You can invest in the fund either through the direct plan or the regular plan. Here are the steps to invest:
- Online Investment Platforms: Platforms like Zerodha, Groww, or the SBI Mutual Fund website allow you to invest directly in the fund.
- Through Banks: You can also invest via SBI branches or their online banking platform.
- SIP Investment: For those looking for systematic investment, you can set up an SIP to invest in small amounts regularly.
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Frequently Asked Questions
What is MUTF_IN: SBI_LIFE_1D4ZDZ0?
MUTF_IN: SBI_LIFE_1D4ZDZ0 is a mutual fund managed by SBI Life Mutual Fund, designed for investors seeking long-term capital growth through a diversified portfolio of equities.
What is the risk level of SBI_LIFE_1D4ZDZ0?
The fund is quite high risk as it is equities heavy and can be volatile depending on market conditions.
How can I track the performance of MUTF_IN: SBI_LIFE_1D4ZDZ0?
You may monitor the performance of the fund on the SBI Mutual Fund Website or Investment tracking sites like Groww, Moneycontrol and Zerodha.
Can I invest in MUTF_IN: SBI_LIFE_1D4ZDZ0 through SIP?
Yes, you can start a Systematic Investment Plan (SIP) with a minimum investment of ₹500 to invest in SBI_LIFE_1D4ZDZ0.
What is the expense ratio of SBI_LIFE_1D4ZDZ0?
The expense ratio typically ranges from 0.5% to 2%. It’s important to check the latest expense ratio before investing.
mutf_in: sbi_life_1d4zdz0 Conclusion
SBI_LIFE_1D4ZDZ0 SBI Life Mutual Fund offers a fantastic investment opportunity to the investors who are seeking to get a good return, and want to explore the dynamic potential of the equity markets, along with the expertise of SBI Life Mutual Fund’s expert management team. Given it has been a consistent performer and the management approach is varied, it is worth considering in your continued fund search. Make sure you know your risk tolerance and investment goals before you invest.